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Property Spotlight
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Chiefland For Sale
$15,000
0 Beds / 0 Baths
| This is one of two larger adjacent lots available for you. The other lot is MLS NUMBER 210008270. This lot is priced significantly lower than it was purchased for, just to sell... more >>
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Chiefland For Sale
$17,000
0 Beds / 0 Baths
| This is one of two larger adjacent lots available for you. The other lot is MLS NUMBER 210008276. This lot is priced significantly lower significantly lower than it was purchased for, just to sell... more >>
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Bonita Springs For Sale
$125,000
0 Beds / 0 Baths
| Nestled away on the Imperial River and close to the heart of Bonita Springs, Serrano, a gated community, provides you with a strong feeling of quaint opulence... more >>
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Naples For Sale
$142,500
0 Beds / 0 Baths
| Carpe Diem! - Here's an opportunity to own a piece of waterfront property without hurting your wallet. Boat Slip #11 is a 34-foot slip, approximately 14-feet wide, and in a deep water marina - approx... more >>
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Bonita Springs For Sale
$165,000
2 Beds / 2 Baths
| What an opportunity! This IS a Short Sale. This unit in a beautiful, well located community. Your unit will be #204...it is a very sought-after corner unit... more >>
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Bonita Springs For Sale
$185,000
2 Beds / 2 Baths
| What an opportunity! Reduced to Sell Now!! This is NOT A Short Sale. This is a beautiful, very new building in a beautiful, well located community. Your unit will be #201..... more >>
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Estero For Sale
$240,000
4 Beds / 2.5 Baths
| Enter through the custom made Cantera doors. Now..... more >>
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Bonita Springs For Sale
$1,000,000
0 Beds / 0 Baths
| This Vacant Residential Corner Lot in the exclusive community of Dolphin Cove in Bonita Springs where existing homes are available starting in the low $2 millions... more >>
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Bonita Springs For Sale
$1,000,000
0 Beds / 0 Baths
| This Vacant Residential Corner Lot in the exclusive community of Dolphin Cove in Bonita Springs where existing homes are available starting in the low $2 millions... more >>
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View All Our Picks >>
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If you have ever applied for a charge card, student loan, or other kinds of credit, you probably have a credit report (or credit profile). Credit reporting agencies collect and organize information about you and your repayment history, and make it available to those who are considering granting you credit. Landlords, employers, government licensing agencies, and insurance underwriters can also obtain your credit report.
Lenders will look at things like:
How promptly do you pay your bills?
How many credit cards do you own?
What is the total amount of credit extended?
How much do you actually owe on all of your accounts?
If they find a history of late payments, bankruptcies or other collection activities, too many accounts, too much indebtedness, maxed out lines of credit, or multiple inquiries in the past 12 months, this could negatively impact your ability to get credit.
What is on your credit report?
Personal identifying information - name, social security number, date of birth, current and previous address and employers
Credit account information - date opened, credit limit or loan amount, balance, monthly payment, payment history
Public record information - bankruptcy, tax and other liens, judgements, and (in some states) overdue child support
Inquiries - names of companies that got your credit report
Your credit report does not contain information on checking or savings accounts; medical history; race, gender, religion or national origin; credit scores; friends; political preferences; or criminal record.
Negative information stays on your credit report for 7 years--10 in the case of some bankruptcies. Positive information stays on indefinitely. Inquiries stay on for 6 months to 2 years, depending on the type of inquiry.
[ ..More About Bonita Springs Understanding Your Credit ]
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